Last Updated: April 21, 2026
🚗 Want to Insure a Car for Just One Day?
Use this link and get £10 off your first temporary policy with Cuvva:
👉 Get £10 off your first policy with Cuvva
Need to Borrow a Car for a Day?
Whether you're helping a friend move, borrowing your mum’s car for a trip, or need to get from A to B, there are plenty of reasons you might need to insure a car for a day, especially if it’s not in your name.
Luckily, with the Cuvva app, getting short-term car insurance has never been easier. You can get fully comprehensive cover in just minutes, even if the car isn’t yours.
🛡️ What is Cuvva?
Cuvva is a modern, app-based insurance provider offering fully flexible car, van, and learner driver cover from 1 hour to 28 days. You pay only for the time you need, with no hidden fees and instant documents.
- No long contracts
- No paperwork
- No need to be the car owner
Just download the app, enter the registration plate, and you're covered in under 5 minutes.
✅ Why Use Cuvva to Insure a Car That’s Not Yours?
Cuvva is one of the only insurers in the UK that legally and instantly allows you to get temporary insurance on someone else’s car.
You don’t need to be a named driver or on someone’s main insurance policy. You can be insured to drive the vehicle if you have the owner's permission.
🕐 Get insured for 1 hour, 2 days or 2 weeks – it’s completely flexible
📄 Fully comprehensive cover from trusted UK underwriters
📱 Instant policy docs in the app – perfect for emergencies or short trips
🚫 No effect on the owner’s No Claims Bonus if you claim
💸 Use this referral link to get £10 off your first policy:
👉 Get £10 off your first policy with Cuvva
📋 When One-Day Insurance is Perfect:
- Borrowing a family member’s car for a day out
- Driving a friend’s car home after a night out
- Test driving a used car before you buy
- Helping someone move house
- Taking turns on a long road trip
- Need emergency cover when your usual car breaks down
Cuvva makes all of that quick and stress-free.
💡 Pro Tip: Stack Your Savings
Want to save even more? Pair Cuvva with budgeting and cashback apps like Plum, TopCashback, or Snoop to stretch your money even further while staying fully covered.
🔐 Is It Legal to Insure a Car for a Day in the UK?
Yes-as long as you use a licensed provider like Cuvva and have permission from the car owner, it’s 100% legal. All policies are comprehensive and verified by UK regulators.
🏁 Get Covered Now and Save £10
Ready to drive? Just install the Cuvva app, scan your licence, enter the car reg, and you’re good to go. Use this link, and Cuvva will give you £10 off your first temporary policy:
👉 Get £10 off your first policy with Cuvva
What I Check Before Any Short-Term Car Cover
I have owned a wide mix of cars over the years, including larger high-running-cost vehicles before switching to my Tesla, so I treat insurance decisions as a cost-control task first and a convenience task second. For one-day or short-term cover, I always focus on the same checks: exact cover window, excess, excluded uses, and whether the policy protects me at the level I actually need. Cheap quotes are not useful if key sections are missing. This checklist mindset has saved me from bad-value policies more than once and is the same framework behind this guide, so you can compare short-term insurance options with fewer surprises.
Steven | Long-term UK car owner | Insurance-first decision process
I’m Steven, founder of MoneyAppReviews. I test money apps, referral programs, and EV tools in real life before I write about them. I drive a 2021 Tesla Model 3 Long Range, use Octopus Intelligent Go for home charging, and regularly track costs, savings, and app performance over time. I focus on practical, evidence-based reviews that help people decide what is actually worth using, not just what pays the highest commission.